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How To Bypass Credit Card & ATM Skimmers?
Earlier this year, several cards & ATM skimmer incidents were reported in the Fort Worth area. The U.S. Secret Service has also taken a nationwide initiative to clamp down ATM skimming incidents happening around. Based on statistics the agency is capable of recuperating around 20 to 30 skimmers in a week.
However, the sad part is the only way to realize that you’ve been skimmed is when charges begin to appear on your statement which you aren’t authorized off.
Also Read : How To Protect Your Small Business From Cyber Threats?
Tips To Spot Credit Card & ATM SkimmersConsider the following things when inspecting your ATMs for skimmers. Remember, you have to pay detail attention to spot ATM skimmers, so be vigilant!
ATM Skimmers generally matches the rest of the machine in terms of appearance and color. Anytime you observe a mismatch, understand that it’s likely to be a skimmer.
Observe the bottom panel of the ATM Machine. Does it look different? This may mean that thieves may have put an overlay over the PIN pad to accurately capture the PIN number.
Be attentive while typing the PIN number, if the keys look loose or spongy, go to a different ATM.
Market is full of a new type of skimmers that get fitted easily inside the card reader slot. Criminals purchase them from Dark Web. Watch the video to know how skimmers are placed and extracted from ATM machine.
When you approach an ATM, try wiggling the machine to spot anything unusual. These machines are well-constructed, so anything shouldn’t be jiggling.
Look for the hidden cameras.
Check for any cracks or pinholes around the machine.
Exposed wires, electrical items or cords on or near the machine.
As thieves have to be ‘unobserved’ while installing and collecting back the skimmer after it has collected a number of people’s data, they mostly select those ATMs that are less trafficked. So, try avoiding using those ATMs, and if you do, look for all the above signs that can help you to spot ATM Skimmers.
Must Read: How To Keep Cyber Stalkers Away From You?
Tips To Protect Yourself From ATM SkimmersUntil ATM Skimmer detectors are available to the public, certain law enforcement officials suggested these tips to protect yourself from these type of felonies:
The easiest step you can put up to prevent your PIN from stealing is to cover your hand while entering the PIN with your other hand.
Be alert and always pay attention to whether someone’s watching you while you are in the ATM room.
Use a credit card (preferably with chip) instead of debit card.
Keep a check on your accounts regularly.
Set notifications and alerts on your checking accounts and credit cards.
Visit high-traffic ATM to avoid skimming.
Notify your bank when you go overseas. It can help them to verify a transaction if anytime they suspect a suspicious activity in your account.
Fortunately, many banks are becoming better at detecting fraudulent transactions, so may not process any suspicious charges until you verify that.
While there’s no ultimate way to protect yourself from crooks, but these effective measures and tips can certainly help you to be aware of potential threats.
What To Do Next?If anytime you spot an ATM Skimmer:
Immediately call the cops and don’t use the machine.
If you’ve already, call your banks and ask them to issue you a new card.
Freeze your credit/debit card instantly, this can prevent you from hassles of getting a new card.
Don’t tamper with the credit card skimmer. Because it might be possible that the criminals are nearby waiting to collect information via Bluetooth. (If in case the ATM Skimmer doesn’t transmit the data it gathers)
Find any evidence of fraud? Call 911 immediately!
Think Twice Before You Swipe Your Credit Card and Beware of credit card & ATM Skimmers!
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How To Remove Credit Card Details From Your Amazon Aws Account
If you have setup your Amazon AWS account so that you can play around with Amazon EC2, you will know that one of the step (to setup the account) is to enter your credit card detail. This is a no-brainer, so I won’t go into detail on that, but if you have added multiple credit card information, you will find that there is no way to remove any of your credit card from your Amazon AWS user account. Going to the “Payment Options” will only show all the credit cards information, with no options to remove them.
Here’s how to remove your credit card detail in Amazon AWS.
1. Go to chúng tôi (the main Amazon site where you do your shopping) and login with your Amazon AWS username and password.
3. Here you should be able to delete your credit card detail.
That’s it.
Image credit: BigStockPhoto
Damien
Damien Oh started writing tech articles since 2007 and has over 10 years of experience in the tech industry. He is proficient in Windows, Linux, Mac, Android and iOS, and worked as a part time WordPress Developer. He is currently the owner and Editor-in-Chief of Make Tech Easier.
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Explaining The Tech Behind Credit Card Processing
The technology behind credit card processing is really incredible, and has made our lives so much more convenient in the digital age. No cash on hand for a taxi? Add your credit card to a ride-sharing app like Grab or Uber. You don’t even need to carry your physical card anymore, with MST (magnetic secure transmission) strips in modern smartphones utilized by apps like Samsung Pay,
The web of connectionsA bankcard network will conduct billions of transactions between customers, merchants, processors and banks, in mere seconds. The merchant’s terminal software (payment gateway) passes the transaction information to the processor, and the processor asks for authorization from the issuing bank. The bank grants the approval through the card network, back to the processor, which passes the approval through the merchant’s terminal. This is fairly similar to the process used for approving or denying an
Clearing and settlementSo now that you know how the transactions take place between the various pathways, let’s examine the second part of credit card processing – this is clearing and settlement. Settlement is when the merchant sends a
Processing fees and fundingAs mentioned above, processors will deposit funds from card sales into the merchant’s bank account, but it depends on the processing company how fees are deducted and when funds are deposited. In most cases, processors will provide next day funding, but typically with the requirement that the merchant batch all of their transactions before a cutoff time (business days). A processor can also hold funds if there is an investigation pending into a transaction, such as suspected fraud activity.
The technology behind credit card processing is really incredible, and has made our lives so much more convenient in the digital age. No cash on hand for a taxi? Add your credit card to a ride-sharing app like Grab or Uber. You don’t even need to carry your physical card anymore, with MST (magnetic secure transmission) strips in modern smartphones utilized by apps like Samsung Pay, Google Pay, PayPal, and other mPOS systems (mobile point of sales). With all of this digital convenience, it’s easy to overlook the complexity behind credit card processing. In this article, we’re going to give a brief overview of how credit card processing works. For more information on the process, you can learn about credit card processing services like Merchant One.A bankcard network will conduct billions of transactions between customers, merchants, processors and banks, in mere seconds. The merchant’s terminal software (payment gateway) passes the transaction information to the processor, and the processor asks for authorization from the issuing bank. The bank grants the approval through the card network, back to the processor, which passes the approval through the merchant’s terminal. This is fairly similar to the process used for approving or denying an online credit card application . This sounds like a fairly straightforward pathway, but it’s a little more complex than that. First, there is a difference between acquiring banks (merchant’s banks) and issuing banks (cardholder banks). The merchant’s bank is a registered member of the card associations (Mastercard and Visa), and provides merchants with the equipment and software for accepting card transactions. This applies to e-commerce websites as well as physical retail stores. The cardholder bank is an issuing bank that grants credit cards to consumers, and is also a member of the card associations. Issuing banks pay the merchant banks for purchases that the issuing bank’s clients make, and the cardholder is then responsible for paying their issuing bank. The card associations Visa and Mastercard aren’t banks, acquiring or issuing. Visa operates the VisaNet network, whereas Mastercard uses Banknet. The card associations basically function as governing bodies of financial institution communities, like ISOs (independent sales organizations) and MSPs (member service providers). The card association governs the members, such as by setting interchange fees, qualification guidelines, improving the card network, and acting as an arbiter between issuing and merchant chúng tôi now that you know how the transactions take place between the various pathways, let’s examine the second part of credit card processing – this is clearing and settlement. Settlement is when the merchant sends a bunch of authorizations to the processor, usually once daily. The processor will forward these authorizations over to the card association networks, while depositing the funds from those sales into merchant’s bank account (while deducting any processing fees). The merchant is no longer involved in the process after this step. Now the credit card network will pay the merchant bank and debit the cardholder’s account, and the cardholder will pay it (i.e. monthly bill).As mentioned above, processors will deposit funds from card sales into the merchant’s bank account, but it depends on the processing company how fees are deducted and when funds are deposited. In most cases, processors will provide next day funding, but typically with the requirement that the merchant batch all of their transactions before a cutoff time (business days). A processor can also hold funds if there is an investigation pending into a transaction, such as suspected fraud activity. As for fee deductions, there are two main methods. The first is daily discounting, which means the processor will deduct their fees each day before funds are deposited. The merchant receives the net sale amount, after fees. The second method is monthly discounting, where the processor will deduct fees for an entire month of transactions once per month, but still deposit funds daily.
Apple Card Family: Share Your Apple Card For A Better Credit Score
In August 2023, Apple created a ripple in the credit card industry by introducing the titanium Apple Card. And now, in its 2023 Spring Event, the tech giant did it again by announcing Apple Card Family.
So, what’s the deal with Apple Card Family? Is it a smart move on Apple’s part? Read on to discover all this and more with me.
The idea behind Apple Card Family
Interestingly, Apple CEO started the presentation by mentioning the disparity and lack of clarity in credit scores awarded to two users with the same credit card.
And Apple Card Family is an attempt to resolve the issue. Plus, to reinvent how users can build credit together.
The basic concept is that two people can co-own an Apple Card and share/merge their credit lines. This way, they can improve the credit together and get equal benefits.
Designed to help families achieve a healthier financial goal, it simplifies purchase tracking and expenditure management. And all of that on an iPhone with a single monthly bill.
What does Apple Card Family offer?
With its release, Apple Card attempted to transform the overall credit card experience. Apple managed to simplify everything from the application process to add more privacy and security.
Apple Card Family adds all the more perks to the equation, such as:
Add up to 5 people – Now, you can share your Apple Card account with users who are part of the same Family Sharing group by sharing the Apple Card via Wallet.
Share every aspect – Along with building credit history together, both owners also gain the flexibility of a combined limit and share responsibilities of making payments.
Co-owners transparency – You can also check details of each other’s spending from a single monthly bill.
Parental controls – Add anyone who is 13 years or older as a participant to allow them independent spending. You get insights into their purchases and control their purchase limit.
Combined credit reporting – Whether positive or negative, all account activities will be reported to credit bureaus if the participants have opted for credit reporting.
Apple Card Family offers Daily Cash for all participants
With Apple Card Family, co-owners and participants will earn up to 3% Daily Cash for every Apple Card purchase. For more clarity, see the below breakdown.
When Apple Card is used with Apple Pay – unlimited 2% Daily Cash
When a purchase is made directly with Apple – unlimited 3% Daily Cash
As the name suggests, Daily Cash is added to users’ Apple Cash card every day and can be used right away.
Managing Apple Card Family
You can manage your Apple Card Family using the wallet app on your iOS device. Thus, it is essential for the (co)owners to own an Apple device running the latest iOS supporting the card.
The smart family sharing plan will be available in the US from May. And existing Apple Card customers can merge their accounts, allowing them an even higher shared credit limit while keeping the lower APR.
The card is issued in association with Goldman Sachs, which has the right to make all eligibility and credit-related decisions.
Note: Anyone who is 18 years or older can be eligible as a co-owner and opt for credit reporting. As for users, who are 13 years or older can become participants.
Is Apple Card Family the next best thing?
While I am not a financial expert, the idea seems intriguing. I could surely see the obvious positives that Apple has pointed out.
But would they pan out as smoothly as Apple’s presentation about them or will it meet some potential pitfalls? Well, only time can tell, and all we can do is wait and watch.
Read next:
Author Profile
Arshmeet
A self-professed Geek who loves to explore all things Apple. I thoroughly enjoy discovering new hacks, troubleshooting issues, and finding and reviewing the best products and apps currently available. My expertise also includes curating opinionated and honest editorials. If not this, you might find me surfing the web or listening to audiobooks.
How To Bypass Twitter Login Wall?
Do you want to read tweets without logging in to Twitter?
Twitter login wall bypass is a handy technique to access tweets without signing in.
You can bypass the login wall by blocking cookies or installing browser extensions. Blocking cookies or installing browser extensions can help you hide the login prompt and browse Twitter as a guest. However, you should also be aware of the risks and limitations of this technique and respect Twitter’s terms of service.
Let’s continue reading more about bypassing the Twitter login wall.
Why Bypass Twitter Login Wall?Twitter login wall is a feature that requires users to sign in or create an account to view tweets on the web.
However, some users may find the login wall annoying or intrusive and may want to bypass it for various reasons.
Some possible reasons to bypass the Twitter login wall are:
To browse Twitter anonymously and avoid being tracked by the platform or third parties.
To access the work of journalists, activists, and others who use Twitter as a public platform for their messages.
Avoid creating an account or signing in to Twitter if you are not a regular user or do not want to share your personal information with the company.
To enjoy Twitter as a guest and not be bothered by the login prompt that interrupts your browsing experience.
Ways To Bypass Twitter Login WallWhether you want to browse anonymously, access public content, or avoid creating an account, you can use these simple methods to bypass the login wall and enjoy Twitter as a guest.
Blocking cookiesThe easiest way to bypass the login wall is to prevent Twitter from setting cookies in your browser, usually found in the privacy options in whatever browser you use.
Currently, viewing Twitter in incognito mode in your browser works too.
Follow the steps below to block cookies:
You need to go to your browser’s settings
Find the option to block or manage cookies.
You can either block all cookies or from specific sites like Twitter.
Then, you can visit Twitter and browse without logging in.
However, this method may affect your browsing experience on other sites that rely on cookies for functionality.
Use NitterYou can use Nitter to bypass Twitter’s login wall by following these steps:
Find a tweet, topic or search that you want to view on Twitter.
Then, copy the URL of the page and replace chúng tôi with a working Nitter address; chúng tôi .
Installing browser extensionsThe other option is to install a helpful browser extension to hide the login prompt and let you browse Twitter as a guest.
For example, you can try Breakthrough Twitter Login Wall or Bypass Twitter Login Wall for Firefox.
Follow the steps below to install the extensions in your browser.
Open the Chrome Web Store and find the Scroll Portal extension.
The extension icon will appear on the top right corner of your browser.
Risks Of Twitter Login Wall BypassBypassing the Twitter login wall may have some risks, such as:
Violating Twitter’s terms of service: Twitter may disapprove of users accessing its content without signing in or creating an account and may take actions against them, such as blocking their IP address or banning their account if they have one.
Relying on third-party services: Bypassing the login wall may require browser extensions or alternative frontends not affiliated with Twitter. These services may have privacy policies, security issues, or reliability problems. Users should be careful about trusting these services and check their reviews and ratings before using them.
The Bottom LineIf you are not a fan of the Twitter login wall, you can try these easy ways to bypass it and view tweets without logging in.
However, you should also consider the benefits and drawbacks of this technique and follow Twitter’s rules and regulations.
Continue reading to learn more about the ways to fix Discord’s exclamation mark on server and RYOBI GDO App not working.
How To Bypass Jailbreak Detection In Super Mario Run
The highly anticipated Super Mario Run platformer game from Nintendo launched on the App Store Thursday afternoon, but anyone who has a jailbroken device is in for a surprise when they try to play, as it appears Nintendo built jailbreak detection into the game.
This is particularly common among a number of hit games from the App Store, including Pokémon GO, and causes the app in question to do nothing but crash whenever you attempt to launch it, but there is a way around it if you still want to play Super Mario Run on your jailbroken iOS devices, and we’ll show you how.
How to play Super Mario Run on a jailbroken iPhoneTo play the Super Mario Run game you just downloaded on your jailbroken device, you’ll need to install a tweak from Cydia that can hide your jailbroken status from the game when it does its preliminary check.
A lot of the older jailbreak tweaks that used to do this for other apps won’t work for this, but one that does is called tsProtector 8+ (iOS 9 & 9) by iOS developer typ0s2d10, and it’s available in Cydia’s BigBoss repository.
It’s a paid tweak, but it comes with a limited free trial that lasts forever, and that’s all you’re really going to need. So you won’t have to pay anything to make this work.
Getting the patchTo get it, follow these steps:
1) Launch Cydia from your Home screen.
2) Search for “tsprotector” in the Search field
3) Tap on the tsProtector 8+ (iOS 9 & 8) option.
4) Tap on the blue Install button at the top right of the tweak and follow the prompts in Cydia until the installation is complete.
Applying the patchAfter you install the tweak from Cydia, you can follow the following steps to bypass Super Mario Run’s jailbreak protection on your device:
1) Launch the Settings app from your Home screen.
2) Open the tsProtector preferences pane.
3) Open the Black List Apps cell:
4) Turn on the MARIO RUN toggle switch.
Now that you’ve applied this patch to the Super Mario Run again, you should be able to launch it on your jailbroken device and the game should load as expected without any hesitation.
One thing to remember…If you’re running the Pangu jailbreak for iOS 9.3.3, then you’re using a semi-untethered jailbreak. This means when you reboot, you will need to run the Pangu app from your Home screen to reinitialize your jailbreak.
If you don’t do this, your jailbreak won’t function when your device reboots and this also means the patch won’t reinitialize. So if you attempt to play the game after a reboot without running the Pangu tool, you’ll be right back at square one with a game that crashes at startup.
So with that in mind, if you’re jailbroken and you’re using this patch to play, try your best to remember to boot semi-untethered every time to reboot before you try playing Super Mario Run.
Disclaimer: Super Mario Run requires an active internet connection at all times to be played. Since it’s always phoning home, we are not responsible if you happen to get locked out of the game or banned from playing it for applying these kinds of patches. Install them at your own risk.
Also read: Playing Pokémon GO on a jailbroken iPhone or iPad
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